Screen Lending and the Fearless Integrity of Helping Others

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Franklin Yartey

Abstract

The move to living more of our lives on our screens presents us with charitable opportunities online. Helping others through microfinance may be an effective way to bring about positive transformation in the lives of others, but sometimes aspects of online lending programs that are invisible to us, such as high interest rates, negatively affect borrowers. In this essay I provide a brief overview of microfinance and discuss why responsible lending is essential, using two online microfinance institutions as examples. I conclude by proposing a guide for lending intelligently and responsibly online.

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